The Standard Chartered DigiSmart credit card offers discounts on a number of brands for online shopping. The cardholders of this credit card are able to earn significant rewards when shopping. Cardholders can apply for a Standard Chartered credit card if they want to receive discounts on popular brands but don’t currently have one. The Standard Chartered DigiSmart credit card is well-known for the following top promotions:
Great Discounts with Standard Chartered DigiSmart Credit Card
The DigiSmart Credit Card does not provide its users with reward points, but it does have a quick recap for discounts on top brands across a variety of categories.
Myntra: If you frequently browse Myntra’s fashion categories, this is a good deal for you. You can shop at Myntra for 20% less with the SCB DigiSmart Credit Card, and there are no minimum purchase requirements. Valid for a maximum discount of INR 700 on a single transaction per month.
Grofers (now Blinkit): Grofers offers 10% off of orders placed for groceries online (now Blinkit).
You can receive a discount of Rs. 1,000 per month with the promo code DIGISMART, good for five transactions each month. For this discount, there is no minimum purchase requirement.
Zomato: Standard Chartered Bank is offering an exclusive discount on Zomato online orders for all foodies.
Use the discount code DIGISMART for a 10% discount with no minimum purchase required.
Valid for a maximum discount of INR 150 across 5 transactions per month.
INOX: Standard Chartered’s DigiSmart credit card offers a BOGO deal for movie fans.
Only good on Saturday and Sunday. Valid for a maximum discount of INR 200 per transaction and two transactions per month.
Utilize a Standard Chartered DigiSmart credit card to book the most affordable travel arrangements through Yatra. Valid for a single transaction per category, per quarter. Promo code: DIGISMART is required.
- Yatra is offering domestic flights at a 20% discount, with a maximum discount of INR 750.
- 10% off international flights with a maximum INR 10,000 off
- 25% off domestic hotels, up to a maximum of INR 4,000 off.
OLA: With this credit card, you can receive a 15% cashback on Ola rides, up to a maximum of Rs. 600 per month.
What are the DigiSmart Credit Card‘s fees and charges?
Do you have any questions about the annual fee for this credit card?
This card’s distinctive feature is that it has a low monthly fee of just Rs. 49, which is also waived if you spent Rs. 5000 the month before.
The fees remain the same if you decide to apply for a supplementary card with this.
For those who want a credit card but don’t want to pay a lot for a joining and/or annual fee, this is a fantastic offer.
The savings and services provided by the Standard Chartered DigiSmart credit card are also quite respectable, especially in light of its low annual fee.
Must you apply for this credit card?
A basic credit card with a low monthly fee of Rs. 49 is the Standard Chartered DigiSmart card.
If you frequently use Myntra, Ola, Yatra, BookMyShow, and the other retailers mentioned above, it is a practical choice. However, if you don’t shop at these stores, this card might not be very useful to you.The card offers a variety of discounts on dining, travel, and primarily online shopping. This card’s monthly fee adds to its appeal to millennials. In contrast, there are a few other credit cards available in India that could replace SCB DigiSmart. Other options for online shopping and reward points include HDFC Millennia, ICICI Amazon, and Flipkart Axis.
Here are a few more negative aspects of this card:
- This credit card still has a significant disadvantage in that it does not grant access to airport lounges.
- Cardholders do not receive any other kind of cashback or reward points, besides the discounts with the chosen brands.
Conclusion
This credit card might be a good choice for people looking for a straightforward credit card with savings on various brands. It distinguishes itself from credit cards issued by other banks thanks to its low base monthly fee and amazing discounts.
For millennials who prefer to do everything online, including traveling and ordering food, this is a great option. It goes without saying that you should always compare the various credit cards offered by other banks in order to take advantage of the best savings and promotions.
