How To Register to Merge Your SSNIT and NIA Numbers

How to know if your SSNIT Ghana contributions have been paid

SSNIT, the Social Security and National Insurance Trust, is responsible for administering Ghana’s Basic National Social Security Scheme under the National Pensions Act.

Its primary role is to provide financial support to workers in Ghana in the event of old age, invalidity, or death. With over 1.6 million active members and 226,000 pensioners, SSNIT plays a crucial role in ensuring the financial well-being of Ghanaian workers.

Why Checking Your SSNIT Contributions is Important

Many workers in Ghana tend to overlook their SSNIT contributions until they are close to retirement. However, it is essential to regularly check your SSNIT statements to ensure accuracy and address any issues promptly. By reviewing your contributions every six months, you can avoid potential discrepancies and correct them before it’s too late.

Steps to Access Your SSNIT Account and Check Your Contributions

SSNIT has made it convenient for contributors to access their contributions statements online. Follow these simple steps to check your SSNIT contributions:

  1. Visit the SSNIT website.
  2. Click on the “Menu” option at the top right corner of the website.
  3. Select “Self Service” from the available options.
  4. If you already have an account, enter your SSNIT number and password to sign in.
  5. If you don’t have an account, click on “Get access” to sign up.
  6. During the sign-up process, provide your SSNIT number, email (the one used during biometric registration), and create a security answer for a provided question.
  7. Click on “Sign Up” and check your email for the password.
  8. Log in with the provided password and access your contributions statements.
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Note: If you encounter any errors related to your email address, consider visiting the nearest SSNIT office for assistance. Alternatively, you can contact SSNIT at 0302611622 or email them at

The Importance of Regular SSNIT Contributions

To enjoy a comfortable retirement and financial security, it is crucial to make regular contributions to SSNIT throughout your working years. By contributing for at least 15 years (180 months), you ensure that you receive lifetime payments as a pensioner, allowing you to enjoy your retirement and continue your projects.

SSNIT contributions are mandatory for all employers in Ghana, whether in the public or private sector. These contributions are made into your SSNIT account and accrue interest over time, ensuring that you have a sufficient fund when you retire.

For more information and resources related to SSNIT and its services, you can explore the following links:

How to Validate and Pay SSNIT Contributions

Before making a payment, employee contributions (Tier 1 & 2) should be validated through the SSNIT portal or at an SSNIT office. Validation involves obtaining a 16-digit payment advice number, which is issued to the employer after verification.

There are two options for paying SSNIT contributions:

1. In-Branch Payment Option

To pay your SSNIT contributions in person, follow these steps:

  1. Visit any GTBank branch nationwide.
  2. Present your 16-digit payment advice number.
  3. Make the payment at the branch.
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2. Internet Banking Option

To pay your SSNIT contributions online through GTBank’s internet banking platform, follow these steps:

  1. Log on to your GTBank Internet Banking platform.
  2. Go to the Payments section in the menu.
  3. Select SSNIT payments.
  4. Enter the 16-digit payment advice number and verify.
  5. Enter the payment amount and submit.


Regularly checking your SSNIT contributions is essential to ensure the accuracy of your statements and address any issues promptly. By following the steps outlined in this article, you can easily access your SSNIT account and review your contributions statements. Remember to make regular contributions to SSNIT to secure a comfortable retirement and financial stability in the future.

If you have any questions or encounter issues during the process, don’t hesitate to contact SSNIT for further assistance. Start taking control of your SSNIT contributions today and secure a better future for yourself and your loved ones.

Additional Information:

  • It is advisable to check your SSNIT contributions at least every six months to avoid discrepancies.
  • If you encounter any errors related to your email address, it’s best to visit the nearest SSNIT office or contact SSNIT directly for assistance.
  • GTBank offers both in-branch and online payment options for SSNIT contributions. Choose the option that is most convenient for you.

For more information and resources related to SSNIT and its services, you can explore the following links:


Ellen White

I love writing as a passion.

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