Choose between low rates or rewards – the decision is yours!
Our Mastercard® or Visa® gives you the flexibility to choose the card that is just right for you. Whether you’re looking for low rates or reward options, you can find what you’re looking for with either card. It’s the ability to buy whatever you need, whenever you need it, regardless of what it is.
No matter which card you decide to go with, you won’t have to pay an annual fee and you’ll get a good deal on your introductory APR as well as exceptional features and benefits.
Choose your card.
Low Rate Card
Mastercard® or Visa®^
This card product does not come with any rewards points attached to it.
Features
- There is no annual fee.
- 2.9% introductory rate for the first six months
- APR currently in effect of Prime plus 6.99%*
- All purchases have a grace period of 25 days, but cash advances and other transactions that are like cash do not.
Benefits
Some of the benefits of Mastercard® Platinum are extended warranty protection, travel accident insurance, collision damage waiver protection for rental cars, and more.
The rental car collision damage waiver protection that comes standard with Visa® Platinum cards.#
Fees
There is a possibility that additional fees will be assessed; the downloadable application contains details regarding these additional fees.
Account Management
Access to your account and management options are both available online at www.cardaccount.net.
Rewards Card
Mastercard® or Visa®^
Features
- There is no annual fee.
- 2.9% introductory rate for the first six months.
- Ongoing annual percentage rate of Prime plus 11.99%*
- All purchases have a grace period of 25 days, but cash advances and other transactions that are like cash do not.
Benefits
The extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and other benefits that come with having a Mastercard® Platinum card are among its many perks.
The rental car collision damage waiver protection is a perk exclusive to Visa® Platinum members.
You will receive one point for every dollar spent, up to a maximum of 10,000 points per month. There are a variety of ways that points can be redeemed, including cash back, gift cards, merchandise, and travel. #
Fees
There is a possibility that additional fees will be required; the downloadable application contains details regarding these additional fees.
Account Management
Access to your account and management options are both available online at www.cardaccount.net.
World Card
Mastercard®^
Features
- There is no annual fee.
- 2.9% introductory rate for the first six months
- Ongoing annual percentage rate of Prime plus 11.99%*
- All purchases have a grace period of 25 days, but cash advances and other transactions that are like cash do not.
Benefits
The extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and other benefits that come with having a Mastercard® Platinum card are among its many perks.
You will receive one point for every dollar spent, up to a maximum of 10,000 points per month. There are a variety of ways that points can be redeemed, including cash back, gift cards, merchandise, and travel. #
Fees
There is a possibility that additional fees will be required; the downloadable application contains details regarding these additional fees.
Account Management
Access to your account and management options are both available online at www.cardaccount.net.
How to make use of it
There are three different ways to apply for a Chambers Credit Card, which are as follows:
- You can apply through the Chambers online banking system.
- You can submit your application at any Chambers Bank location. We are able to assist you in completing and submitting your application in a safe and secure manner.
- Download the application that can read PDF files. Either print the application first, then use a blue or black pen to fill in the blanks, or type your information into the application before printing it out (you won’t be able to save the document, so print an extra copy for yourself). You can send your application to the Card Service Center by mailing it to: Card Service Center; PO Box 569120; Dallas, Texas 75356-9120. Alternatively, you can fax your application to the Card Service Center at 877-809-9162.
Consumer products that fall under the Low Rate and Rewards category include Mastercard® Platinum and Visa® Platinum cards. The World Card, which is exclusive to Mastercard® and comes with Preferred Points rewards, is another option.
* Following the initial rate, the Annual Percentage Rate (APR) will fluctuate according to changes in the Index, which is the base rate on corporate loans posted by at least 70% of the ten largest U.S. banks. These changes will be published in the Wall Street Journal. If the 25th of the month falls on a weekend or a holiday that is recognized by the Board of Governors of the Federal Reserve System, then the adjustment will be made on the business day that immediately precedes the 25th of the month. Any adjustments made to the Index will become active as of the first billing cycle that occurs in the month that immediately follows the Index being updated. If the Index goes up or down, the annual percentage rate (APR) and the periodic rate will also go up or down, which means that the interest charges on the account will go up or down accordingly. The annual percentage rate (APR) of the Account will never be higher than 21%.
